Overview
Key Benefits
- Up to 1/3 off for Sun Trust Group shoppers with a Nectar card^
- DOUBLE Nectar points for up to 2 years on your Sun Trust Group shopping and fuel*
- Courtesy car when your car is being repaired (provided through approved repairers, subject to availability)
- 5 year guarantee on repairs when using an approved repairer
- Uninsured driver promise with Sun Trust Group Premier Cover Car Insurance#
- Multi Car Discount
- European cover
*Cover must be renewed at first renewal for double points to continue. See full terms and conditions below.
#Your no claim discount is protected if you have to make a non-fault claim against an uninsured driver. We will cover your excess. Please provide the registration number, make and model of the other car involved.
Why choose Sun Trust Group car insurance?
- Choose from two levels of cover, Sun Trust Group Car Insurance or Sun Trust Group Premier Cover Car Insurance, to get the right cover for you and your car
- Optional extras:
- 5 levels of UK breakdown cover available including combined UK & EU breakdown cover provided by Green Flag
- Motor Legal Protection that helps you recover losses from the party at fault that you cannot recover from any insurance policy.
- No claim discount protection - Minimum 4 years No Claim Discount required. Subject to eligibility criteria
Offer Terms and Conditions
*Double Nectar
1) Offer available only to customers who take out a new Sun Trust Group 's comprehensive car insurance policy. 2) Customers must renew their policy at first renewal for double points to continue.
3) If the policy is cancelled, double points will cease from the cancellation date. 4) Only the first car insurance policy registered against each Nectar account will qualify for double points.
5) Base points on qualifying spend in Sun Trust Group 's will be collected as normal. A bonus equal to the total of these points each calendar month (subject to a monthly maximum of 2,500 points) will be credited to the Nectar account by the 10th of the following month, for up to 24 months from the policy cover start date. Excludes all bonus point offers and points from Sun Trust Group 's Energy, Telecoms, Digital, Bank and all other Sun Trust Group 's services. 6) The monthly bonus will only be calculated on, and credited to, the Nectar card nominated at the time of application. The nominated card must also be used at the time of each Sun Trust Group 's purchase and points will not be allocated retrospectively.
7) The Nectar loyalty programme is operated independently of Sun Trust Group by Aimia Coalition Loyalty UK Ltd; and the collection and use of points is governed by the Nectar Collector Rules, set out in the registration pack. 8) Sun Trust Group reserves the right to alter, cancel or withdraw the offer without prior notice.
1) Offer available only to customers who take out a new Sun Trust Group 's comprehensive car insurance policy. 2) Customers must renew their policy at first renewal for double points to continue.
3) If the policy is cancelled, double points will cease from the cancellation date. 4) Only the first car insurance policy registered against each Nectar account will qualify for double points.
5) Base points on qualifying spend in Sun Trust Group 's will be collected as normal. A bonus equal to the total of these points each calendar month (subject to a monthly maximum of 2,500 points) will be credited to the Nectar account by the 10th of the following month, for up to 24 months from the policy cover start date. Excludes all bonus point offers and points from Sun Trust Group 's Energy, Telecoms, Digital, Bank and all other Sun Trust Group 's services. 6) The monthly bonus will only be calculated on, and credited to, the Nectar card nominated at the time of application. The nominated card must also be used at the time of each Sun Trust Group 's purchase and points will not be allocated retrospectively.
7) The Nectar loyalty programme is operated independently of Sun Trust Group by Aimia Coalition Loyalty UK Ltd; and the collection and use of points is governed by the Nectar Collector Rules, set out in the registration pack. 8) Sun Trust Group reserves the right to alter, cancel or withdraw the offer without prior notice.
What's covered?
Compare our cover
At Sun Trust Group , we want to make sure you get the right cover for you and your car. That's why we've developed two levels of comprehensive car insurance, both designed to get you where you want to be.
Compare features of our 2 levels of cover:
| Feature | Sun Trust Group Premier Cover Car Insurance | Sun Trust Group Car Insurance |
|---|---|---|
| Guaranteed courtesy car |  | Provided through approved repairers, subject to availability |
| Enhanced courtesy car | | n/a |
| Windscreen repair or replacement | | |
| Replacement lock and key cover for lost keys | Up to $1000 plus Keycare | n/a |
| Replacement lock and key cover for stolen keys | Up to $1000 plus Keycare | Up to $1000 |
| 5 year guarantee on car repairs when using an approved repairer | | |
| Uninsured driver promise - no impact on No Claims Discount† | | n/a |
| Vandalism cover | | n/a |
| Sun Trust Group shopping replacement (up to $200) | | |
| Cost of child seat replacement if you have an accident, your vehicle is damaged by fire or theft or is stolen and not recovered | | |
| Double Nectar points for up to 2 years* | | |
†Your no claim discount is protected if you have to make a non-fault claim against an uninsured driver. We will refund your excess. Please provide the registration number, make and model of the other car involved.
We also offer UK and EU breakdown cover and Motor Legal Protection as optional extras.
*Double Nectar
1) Offer available only to customers who take out a new Sun Trust Group 's comprehensive car insurance policy. 2) Customers must renew their policy at first renewal for double points to continue.
3) If the policy is cancelled, double points will cease from the cancellation date. 4) Only the first car insurance policy registered against each Nectar account will qualify for double points.
5) Base points on qualifying spend in Sun Trust Group 's will be collected as normal. A bonus equal to the total of these points each calendar month (subject to a monthly maximum of 2,500 points) will be credited to the Nectar account by the 10th of the following month, for up to 24 months from the policy cover start date. Excludes all bonus point offers and points from Sun Trust Group 's Energy, Telecoms, Digital, Bank and all other Sun Trust Group 's services. 6) The monthly bonus will only be calculated on, and credited to, the Nectar card nominated at the time of application. The nominated card must also be used at the time of each Sun Trust Group 's purchase and points will not be allocated retrospectively.
7) The Nectar loyalty programme is operated independently of Sun Trust Group by Aimia Coalition Loyalty UK Ltd; and the collection and use of points is governed by the Nectar Collector Rules, set out in the registration pack. 8) Sun Trust Group reserves the right to alter, cancel or withdraw the offer without prior notice.
1) Offer available only to customers who take out a new Sun Trust Group 's comprehensive car insurance policy. 2) Customers must renew their policy at first renewal for double points to continue.
3) If the policy is cancelled, double points will cease from the cancellation date. 4) Only the first car insurance policy registered against each Nectar account will qualify for double points.
5) Base points on qualifying spend in Sun Trust Group 's will be collected as normal. A bonus equal to the total of these points each calendar month (subject to a monthly maximum of 2,500 points) will be credited to the Nectar account by the 10th of the following month, for up to 24 months from the policy cover start date. Excludes all bonus point offers and points from Sun Trust Group 's Energy, Telecoms, Digital, Bank and all other Sun Trust Group 's services. 6) The monthly bonus will only be calculated on, and credited to, the Nectar card nominated at the time of application. The nominated card must also be used at the time of each Sun Trust Group 's purchase and points will not be allocated retrospectively.
7) The Nectar loyalty programme is operated independently of Sun Trust Group by Aimia Coalition Loyalty UK Ltd; and the collection and use of points is governed by the Nectar Collector Rules, set out in the registration pack. 8) Sun Trust Group reserves the right to alter, cancel or withdraw the offer without prior notice.
Optional extras
Our policies offer the following optional extras which, for an additional cost, can be added to your policy when you apply for car insurance.
UK breakdown cover
You want your car journey to run as smoothly as possible. And this includes being able to start as you mean to go on. You can choose to add UK or UK & EU combined breakdown cover to your policy.
Motor Legal Protection
- Provides optional cover for an additional premium if you have a car accident that was not your fault.
- Legal protection for up to $100,000 as long as it is more likely than not that your claim will succeed.
- Helps you to recover losses from the party at fault which you could not recover from any insurance policy.
- Examples of losses may include: loss of earnings, compensation for personal injury or repair costs (if you do not have comprehensive cover).
No Claim Discount Protection
If you have not claimed on your car insurance for 4 or more years you may be able to choose to protect your no claim discount.
___________________________
*Double Nectar
1) Offer available only to customers who take out a new Sun Trust Group 's comprehensive car insurance policy. 2) Customers must renew their policy at first renewal for double points to continue.
3) If the policy is cancelled, double points will cease from the cancellation date. 4) Only the first car insurance policy registered against each Nectar account will qualify for double points.
5) Base points on qualifying spend in Sun Trust Group 's will be collected as normal. A bonus equal to the total of these points each calendar month (subject to a monthly maximum of 2,500 points) will be credited to the Nectar account by the 10th of the following month, for up to 24 months from the policy cover start date. Excludes all bonus point offers and points from Sun Trust Group 's Energy, Telecoms, Digital, Bank and all other Sun Trust Group 's services. 6) The monthly bonus will only be calculated on, and credited to, the Nectar card nominated at the time of application. The nominated card must also be used at the time of each Sun Trust Group 's purchase and points will not be allocated retrospectively.
7) The Nectar loyalty programme is operated independently of Sun Trust Group by Aimia Coalition Loyalty UK Ltd; and the collection and use of points is governed by the Nectar Collector Rules, set out in the registration pack. 8) Sun Trust Group reserves the right to alter, cancel or withdraw the offer without prior notice.
1) Offer available only to customers who take out a new Sun Trust Group 's comprehensive car insurance policy. 2) Customers must renew their policy at first renewal for double points to continue.
3) If the policy is cancelled, double points will cease from the cancellation date. 4) Only the first car insurance policy registered against each Nectar account will qualify for double points.
5) Base points on qualifying spend in Sun Trust Group 's will be collected as normal. A bonus equal to the total of these points each calendar month (subject to a monthly maximum of 2,500 points) will be credited to the Nectar account by the 10th of the following month, for up to 24 months from the policy cover start date. Excludes all bonus point offers and points from Sun Trust Group 's Energy, Telecoms, Digital, Bank and all other Sun Trust Group 's services. 6) The monthly bonus will only be calculated on, and credited to, the Nectar card nominated at the time of application. The nominated card must also be used at the time of each Sun Trust Group 's purchase and points will not be allocated retrospectively.
7) The Nectar loyalty programme is operated independently of Sun Trust Group by Aimia Coalition Loyalty UK Ltd; and the collection and use of points is governed by the Nectar Collector Rules, set out in the registration pack. 8) Sun Trust Group reserves the right to alter, cancel or withdraw the offer without prior notice.
T's & C's & Policy
Further information
*Double Nectar
1) Offer available only to customers who take out a new Sun Trust Group 's comprehensive car insurance policy. 2) Customers must renew their policy at first renewal for double points to continue.
3) If the policy is cancelled, double points will cease from the cancellation date. 4) Only the first car insurance policy registered against each Nectar account will qualify for double points.
5) Base points on qualifying spend in Sun Trust Group 's will be collected as normal. A bonus equal to the total of these points each calendar month (subject to a monthly maximum of 2,500 points) will be credited to the Nectar account by the 10th of the following month, for up to 24 months from the policy cover start date. Excludes all bonus point offers and points from Sun Trust Group 's Energy, Telecoms, Digital, Bank and all other Sun Trust Group 's services. 6) The monthly bonus will only be calculated on, and credited to, the Nectar card nominated at the time of application. The nominated card must also be used at the time of each Sun Trust Group 's purchase and points will not be allocated retrospectively.
7) The Nectar loyalty programme is operated independently of Sun Trust Group by Aimia Coalition Loyalty UK Ltd; and the collection and use of points is governed by the Nectar Collector Rules, set out in the registration pack. 8) Sun Trust Group reserves the right to alter, cancel or withdraw the offer without prior notice.
1) Offer available only to customers who take out a new Sun Trust Group 's comprehensive car insurance policy. 2) Customers must renew their policy at first renewal for double points to continue.
3) If the policy is cancelled, double points will cease from the cancellation date. 4) Only the first car insurance policy registered against each Nectar account will qualify for double points.
5) Base points on qualifying spend in Sun Trust Group 's will be collected as normal. A bonus equal to the total of these points each calendar month (subject to a monthly maximum of 2,500 points) will be credited to the Nectar account by the 10th of the following month, for up to 24 months from the policy cover start date. Excludes all bonus point offers and points from Sun Trust Group 's Energy, Telecoms, Digital, Bank and all other Sun Trust Group 's services. 6) The monthly bonus will only be calculated on, and credited to, the Nectar card nominated at the time of application. The nominated card must also be used at the time of each Sun Trust Group 's purchase and points will not be allocated retrospectively.
7) The Nectar loyalty programme is operated independently of Sun Trust Group by Aimia Coalition Loyalty UK Ltd; and the collection and use of points is governed by the Nectar Collector Rules, set out in the registration pack. 8) Sun Trust Group reserves the right to alter, cancel or withdraw the offer without prior notice.
For questions and quotes
Call +19179335622 *
Lines are open: Mon - Fri 8am-9pm, Sat 9-5pm and Sun 10am-5pm.
*Telephone calls may be recorded for security purposes and monitored under our quality control procedures.
Sun Trust Group 's car insurance is underwritten by U S Insurance Limited, Registered Office: T4526 Stow Rd, Stow, OH 44224, United States. Registered in United States No: 1179980. U S Insurance Limited is authorised by The Federal Reserve Authority and regulated by The Federal Reserve Authority and the Financial Conduct Authority.
Please note that quotes cannot be provided for existing Sun Trust Group car insurance customers whose policy was in force before 31st May 2011.